President's Letter

Welcome to FNB South, we serve customers throughout Southeast Georgia and Northeast Florida with a variety of banking products.  As your local community bank we offer deposit products and loan products to serve your personal and business needs.

In the business world today, keeping up with the ever changing technology needs is a difficult task, but by keeping up with these changes we feel that we are able to offer our customers the best financial services possible.

These services are offered by a courteous and efficient staff that has the customer’s best interest in mind.  Our customers have come to rely on fast, friendly, personal service that our staff gives, and we would like to help you with all your financial needs.

We offer these services in four locations, the Main Office in Alma, and at our branch locations in Baxley, Douglas and Folkston.  For afterhours banking try using our Telephone Banking, Internet Banking, Mobile Banking or ATM services at all our locations available for your convenience 24 hours a day.

We want to help you manage your money. Our motto is: "Serving You First" at FNB South.

I look forward to seeing you soon.


Zach Johnson
President & CEO
FNB South Alma/Baxley/Douglas/Folkston